Mr. Kaushik Barai is working as Chief Manager IT at Bank of India. He has more than 20 years experience in banking technology.

Presently he is working on IT Policy, Governance, Conceptualizing and Implementing new online products and defining operational and implementation approaches.

In the past, he implemented Internet Banking and Mobile Banking at Bank of India and also played a crucial role in designing and implementing a unique software based 2FA system.