Mr. Vimal Fernandes handles the Fraud and Risk Management division at Worldline South Asia & Middle East. He has an overall experience of 18 years in the field of payments.

Vimal is responsible for the monitoring of millions of transactions processed through Worldline daily. He also inspects merchant behavior to identify suspicious and risky merchants and transactions. He supervises the onboarding of new merchants for the physical POS as well as e-commerce business.

He is an expert on card fraud investigations and transaction monitoring. In his capacity, he has set up the 24×7 transactions monitoring mechanism for Worldline and also implemented FRM solutions from the global product portfolio of Worldline in India.

Prior to joining Worldline in 2014, Vimal was with HDFC Bank (Cards RCU) for 8 years and was previously working with SBI cards with various units.  An Arts graduate from Karnataka University, Vimal enjoys reading and cooking in his leisure time.