Shivakumar Sriraman is the Chief Risk Officer for India & South Asia at Visa covering Srilanka, Bangladesh, Nepal, Bhutan & Maldives.

Shiva joined Visa in Oct 2014 and part of AP Risk Leadership team. He is responsible to develop and execute a comprehensive risk plan that is consistent with local market landscape, country priorities & global risk strategy. In his role, he closely works with issuers, acquirers, merchants, payment processors, service providers, regulators & law enforcement.

Shiva’s professional journey spans 22 years across banks. Prior to joining Visa, Shiva was Vice President, Head of Risk with focus on Fraud Prevention & Detection for all the payment products of the bank. Shiva had been with HDFC Bank for 12 years. Prior to this, he spent 7 years with various banks such as HSBC, Centurion Bank, ANZ Grindlays in various functions covering credit, operations & risk management.

Shiva has played active roles in various industry forums like IPRC (India Payment Risk Council), FIU, RBI & Industry working groups.

Shiva holds an MBA from Great Lakes Institute of Management.